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You can’t put a price on the happiness of adoption—but we can help you cover the costs.

Email to Request Information Call to Apply 1-800-621-2105


A loan tailored to your family’s needs.


  • Tailored to each adoptive family’s specific needs
  • Range of $5,000-$25,000
  • Allows for extended draw period of 24 months
  • You can take multiple draws when funds are needed
  • Once the draw period is over, you can enjoy lower monthly payments as part of a fixed installment loan for up to 8 years


  • You don't want to drain savings or incur credit card debt to pay adoption fees and related costs

Email to Request Information

Tell me more about an 采用贷款...

A family playing while eating lunch at a cafe

If you’re starting the adoption process right now or just exploring the possibility, 元素 will be here to offer you financial support for the expected and unexpected.

No one’s adoption story is the same, and no one’s costs are exactly the same. All costs and situations vary by individual adoption. No matter which type of adoption you choose and no matter what twists and turns your path takes, 好的赌博软件推荐 will be here to help you plan for the unexpected. The surprises that will come with adoption are what make your journey exciting. So don’t fear the unexpected. Instead, look to the end result: the new addition to your family!

You can tailor your loan to what you think you’ll need, with amounts ranging from $5,000 to $25,000. The loan has an extended draw period of 24 months, and we allow you to take multiple draws as you need the funds. Once the 24-month draw period has ended, you can take up to eight years to pay off the loan with fixed monthly payments.

Call to Get Started 1-800-621-2105

How do I access the funds?

A mother and her daughter in the garden.

Easily manage your loan activity with 哪个赌钱app比较好 and the 元素 手机应用程序. You can access funds in as little as one business day after your loan is finalized. The funds will be available in the 元素 account of your choice or sent via check if you prefer.

Why should I go to 元素 for my loan?

Mom and daughter playing with food in the kitchen

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, we return profits to members in the form of reduced fees, higher savings rates, and lower loan rates.

可信的建议. 新鲜的方法.

We pride ourselves on being a trusted source for financial education. We come to your workplace to answer questions and can provide you with a dedicated 抵押贷款 Loan Originator1 to guide you through the entire mortgage process.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally2. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

Call to Get Started 1-800-621-2105


A father playing basketball with his daughter

请致电 1-800-621-2105 to start your 采用贷款 application. An 元素 representative will help you personalize your 采用贷款 to fit your family’s needs and let you know if you’ve been approved within two business days.

Call to Apply 1-800-621-2105

My wife and I were so excited when we found out about the adoption loan program at 元素. Without this program, we would've never been able to bring our new child, Brody, into our family!

——梅森E. | 2014年加入至今
  1. 1 Nationwide 抵押贷款 Licensing System Registrants: 好的赌博软件推荐 FCU 410639, Shawn Adams 1969445, Charles Akinbola 1811812, Barbara L Allen 609733, Rick Anderson 169934——尼克·贝茨 2030112, 林赛Badanek 724103, Cynthia Bell 427359, Nyla Bivens 1128100, Jamie Bonner 435395, Laura Bordenkecher 1590841, April Bratton 1169913, Miesha Brooks 1916521, Dawn Michelle Bruce 899516, Julie Bowering 443400, 约翰·巴格比581674, Melissa Bullock 2122657, Tracee Buckrop 609727, Karla Chevrie 404630, Eliza Claborn 1826115, Christine Clark 609734, Shane Clark 2253719, Brooklynn Coop 2416469, Kaylee Cooper-Sweeting 2552218, Mary Ann Deckard 1259646, Ashlie M Dew 539208, Curtis Neal Dodd 200259, Ron E Ellis Jr 1207645, 芭芭拉·菲489638, Kara Michelle Fischer 1469113, Tami Renee Forsythe 609730, Lenore Gallagher 975065, Sherry Gaw 988244, Emilee Goode 1776621, 杨晨灰色 2320767, Robert Goodwin 975067, Quentin Girten 1919653, Courtney Guth 1623852, Abigail Hall 1469114, Mariah Hestand 1809685, Dial Holliday 1436039, Jennifer Hooker 1807696, Theresa Iaria 1128103, Chris Jones 1484986, Kasey Jones 1942020, Christopher Kerr 143199, Andee Kettlebar 443776, Jill Kidwell 609731, Brooklynn King 2311546, Michele King 1759144, 莎拉·基蒂1512646, 肖恩·基利425511, Brittnie Kreuzman 2433042, Tara Nicole Lambert 883082, Teresa Ledford 444283, Cindy Leisure 1080329, Rebecca Littell 996455, 泰勒朗 2066084, 布雷克卢克 2007589, Kristy Mars 609725, Beverly Marshall 444941, Elizabeth McGovern 2313054, Alexander J Menestrina 1190426, Beth Moberg 473454, Justin D Montour 1198316, Brooke Moss 1824059, Terri Mossbrucker 1385461, Kristina Mowery 916118, Amber D Murphy 1082684, Mallory Neill 1750269, Constance Nelson 975071, Micha Noble 1950136, 恩典诺兰 1840818, Regina Norman 1080327, Stacy Oswald 1380912, Clayton F Patterson 424532, Shaneka A Pedersen 426201, Meghan Pedigo 1601304, Shari Peek 1623439, Steve Perius 610700, Janene Petree 1529353, Kyle Thomas Plumlee 1930758, Noah Pumphrey 2313162, Kim Purkhiser 1313210, Tania查询608383, Rebecca Rice 1007612, Miranda Grace Renee Rizzo 1198315, Janai S Roberts 252636, 蒂姆·萨利1192774, Susan Roberts 975068, Darlene Rogers 2266067, Carol Biale-Schroeder 1863399, Ryan Sebree 1866273, 罗恩·森西1068152, Jessica Siegman-Bradford 1454706, 布拉德·史密斯906855, Amy Lynn Stokes 1387213, Paulette Stull 1487007, 安Sukup 2511201, Brent Tedford 1892880, Bradley Thompson 609732, Rhonda Weaver 2213627, Samantha White 1849420
  2. 2 Based on asset size as of 12/31/2022.