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高息支票

Get 更多的 from Your Money 5.00 % 1 for New Accountholders for 12 Months on 余额高达20,000美元

开户 计算 Your Earnings

或打电话 1-800-621-2105

高息支票 Promo HINT 率 for 12 Months for New Accountholders 标准提示率
股息率 股息 率  年 
余额高达20,000美元 4.88% 5.00% 1.98% 2.00%
平衡s greater than $20,000 0.10% 5.00% – 2.02%* 0.10% 2.00% – 0.86%**
Non-Qualifying率 0.05% 0.05% 0.05% 0.05%

Promo 5 高息支票 (Promo HINT) is a 高息支票 account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (年) on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended 年 ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年 which is variable and may change at any time. 利率 are accurate as of June 1, 2024. On the first day of the month following the account opening anniversary month, the Promo 5 高息支票 (Promo HINT) 年 will automatically convert to the then current non-promotional 高息支票 account 年 which is variable and may change at any time without notice. Current 高息支票 account holders, Promo 4 高息支票 account holders and those with any 高息支票 accounts closed less than 180 days are not eligible. An existing 高息支票 account cannot be converted to the Promo 5 高息支票 (Promo HINT) account. Limit one Promo 5 高息支票 (Promo HINT) account per person. Other qualifications may 应用程序ly. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.

高息支票 Account (Standard HINT) pays dividends using blended rate tiers meaning the stated dividend rate will be paid on the portion of the balance for each tier. The Annual Percentage Yield (年) for Tier 1 is 2.00% on balances up to $20,000.00 and the **Tier 2 年 ranges from 2.00% to 0.86% on balances from $20,000.01 to $50,000.00. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. 利率 accurate as of June 1, 2024. All rates are variable and may change without notice at any time. Only the following are qualifying transactions: Debit card purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.

高息支票

Our most popular checking account.

关键特性

  • Special Offer for New Accountholders Only — Earn 5.12个月的年利率为00% on balances up to $20,0001

  • 无限的事务
  • 前40张免费
  • No monthly Maintenance Service Charge when enrolled in electronic statements
  • 没有最低结余
  • 签证® debit card with the convenience of paying at retailers with a tap, a swipe, or a chip
  • 在线检查图像
  • FREE access to 信用评分

计算 Your Earnings

MAY BE A GOOD CHOICE IF

  • You want the flexibility of a traditional checking account while you earn dividends
  • You typically maintain a high daily balance
  • Trade-off: The ability to earn dividends requires 15 qualifying transactions each statement cycle (such as using your debit card)

Compare 检查 Options

特别优惠 logo for 好的赌博软件推荐

Get 更多的 from Your Money 5.00 % 1 for New Accountholders for 12 Months on 余额高达20,000美元
高息支票
借记卡

Get a Debit Card that is So You

Choose from three debit card options when you 应用程序ly for your checking account:

  • 元素 — Our standard debit card style
  • Butler University — 回来 the Bulldogs every time you use it
  • 印第安纳波利斯 Indians — Show your support for 印第安纳波利斯’ Minor League baseball team

What are the advantages of a 高息支票 Account?

A couple lounging on the couch with a laptop

好吧, with a name that includes the words “high interest,” how could it not be our most popular checking account? It’s a great choice if you typically maintain a high daily balance and want the flexibility of a traditional checking account while you earn dividends. Other perks: unlimited transactions, 没有最低结余, and no monthly Maintenance Service Charge when you enroll in electronic statements.

股息

  • New accountholders will earn 5.00%年 on balances up to $20,0001 and competitive dividends on the portion of balances greater than $20,0001

  • 你可以 earn those premium dividends with just 15 qualifying transactions per statement cycle (such as using your debit card)

很给力的功能

  • 无限的事务
  • 没有最低结余
  • No monthly Maintenance Service Charge when enrolled in electronic statements
  • 实时欺诈警报
  • 在线检查图像
  • Can be connected to 苹果支付, 谷歌支付, 三星支付, and other digital wallets

方便

  • 签证® debit card with security chip 
  • 访问超过 78000年surcharge-free 自动取款机 在世界范围内
  • Shared branch access at more than 5,000 分支机构 在全国范围内
  • 借记卡丢失? 没有问题. Just freeze it from anywhere using the 卡控制 应用程序. 然后使用 CardSwap when you get your new card to update your payment info in just one place for over 50 online shopping, 流媒体, and other subscription services
  • The convenience of direct deposit of payroll or federal benefits

临时演员

开户 Compare 检查 Options

How does 高息支票 compare to other checking options?

Is 高息支票 for you? Compare it to our other options below.

  高息支票 基本的检查 学生边缘检查
关键好处

New accountholders enjoy 5.00%年 for 12 months on balances up to $20,0001

Eligible to earn dividends with only 15 qualifying transactions per statement cycle

Multiple overdraft protection options

前40张免费

没有最低结余 requirements

Multiple overdraft protection options

前40张免费

For students ages 15 to 24

没有最低结余 requirements

无透支费

一个不错的选择,如果你

Want the flexibility of a traditional checking account while you earn dividends

Typically maintain a high daily balance

Use direct deposit, are 50 or older, or under age 25 — no monthly fee!

You don't want to have to maintain a minimum balance

Are a student that wants the flexibility of 没有最低结余 with the security of no overdraft fees

Want to teach your child how to manage their money

Annual Percentage Yield (年)

5.00%年 on balances up to $20,000 for new accountholders during their 12 months1

无限的事务
没有最低结余
Monthly Maintenance Service Charge

$0 when enrolled in estatements!

Otherwise, $5 per month

$0 if you set up direct deposit, maintain a balance of $10,000 in your 元素 accounts, or are age 50 or older or under age 25

Otherwise, $5 per month

$0

无透支费
前40张支票免费

What fees can I expect?

A couple playing piggyback on the beach

No Maintenance Service Charge

The 高息支票 Account has NO monthly Maintenance Service Charge when you enroll in electronic statements. If you prefer to have paper statements mailed to you, your account will be assessed a $5 Maintenance Service Charge each month.

透支费

An overdraft occurs when you do not have sufficient available funds (Available 平衡) in your account to cover a transaction. 在这种情况下, we cover the overdraft and charge your account a fee of up to $32 each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account. Learn more about overdraft coverage.

命令检查

There might be times when you need to write an actual paper check, so it’s good to have some on hand. Your first 40 检查 for your new checking account are FREE. Check orders for 好的赌博软件推荐 members over 50 years of age or retired are free, as well. After your first 40 检查, you may reorder 检查 for your account. Checks typically range from $14 to $30 per 80 检查. Call us for specific check printing pricing and reorders at 1-317-276-2105.

其他可能的费用

There are small fees for requested transactions, such as asking for an account history printout or rushing a debit card replacement. 你可以 view these and other fees within the checking account agreement and terms and conditions.

What overdraft coverage comes with my account?

A family of three in the produce section of a grocery

元素 authorizes and pays overdrafts from 检查 and automatic 账单支付. We will charge you a fee of up to $32 each time we pay an overdraft. To avoid overdraft fees, you can set up an auto-transfer of money from one of your 元素 accounts to the other to match the exact amount of your overdraft. There is no fee for this service.

How to Set Up 汽车-Transfer for 在drafts


元素 does not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to by signing up for 在draft Privilege Extended Coverage.

透支保护

Is 元素 哪个赌钱app比较好 easy to use?

A couple on the town using a cell phone

是的!

It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with online banking is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

元素 哪个赌钱app比较好 and our 手机应用程序,你可以:

  • Check your balances, 偿还贷款, and transfer money between accounts
  • Deposit 检查 using your phone or computer camera
  • View check images online
  • Pay your bills online 24/7/365
  • Review your account history with a 14-month electronic archive of statements
  • 定位 分行和自动取款机s 你附近
  • 看到你的 信用评分 with any checking account or loan
  • Pay friends and family conveniently with Zelle® + other digital wallet options
  • 和更多的

Learn 更多的 about 哪个赌钱app比较好

I like to use digital wallet options (like 苹果支付) to pay for things. Does 元素 offer that?

A woman paying with her cell phone

是的! 元素 offers a variety of digital wallet options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:

  • 苹果支付
  • 谷歌支付
  • 三星支付
  • 贝宝
  • Zelle®
  • 亚马逊重新加载
  • 这个标志anywhere 签证 is accepted online

Learn 更多的 about 数字钱包选项

Why should I choose 元素 for my checking account?

A woman taking a photo of her check to deposit it remotely

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, we return profits to members in the form of reduced fees, 更高的储蓄率, 更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves on being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with 1-on-1 assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally2. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital 应用程序lications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

How do I open an account?

A screenshot of our online 应用程序lication.

Getting started is as easy as 1-2-3!

  1. Open an account online - Open an account online in as little as 10 minutes. 或打电话 1-800-621-2105 开始吧. Have your government-issued ID (driver’s license, 状态标识, or passport) and your Social Security number ready.
  2. 〇检查电子邮件 You will receive an email within one business day to notify you of account 应用程序roval. 就是这样! Your 高息支票 Account is now open.
  3. Enroll in 哪个赌钱app比较好 - Easily check your balances, 偿还贷款, pay bills and transfer money between accounts from your smartphone, 平板电脑, 笔记本电脑或台式机. Learn more about 哪个赌钱app比较好.

开户 Enroll in 哪个赌钱app比较好

How do I order or reorder 检查 for my account?

摘苹果的女人

最初的订单

Your first 40 检查 for your new checking account are FREE. Check orders for 好的赌博软件推荐 members over 50 years of age or retired are free, as well. Our check company, Harland Clarke, offers a variety of check styles. 你可能 在线查看目录 or at any of our locations. Initial orders must be made via our Financial 好吧ness Experts directly either at the branch or by calling 1-800-621-2105.

重新安排检查

After your first 40 检查, you may reorder 检查 for your account. 访问我们的 检查顺序 页面重新订购. Checks typically range from $14 to $30 per 80 检查. Call us for specific check printing pricing at 1-317-276-2105.

重新排序的检查

元素 has all the features I look for in a bank including an easy to use 应用程序 and I earn a great rate on my checking account.

——Josh S. | 2018年起加入

How Much Will I Earn with 高息支票?

收益计算器

你的总收入 1年:

获得5.00%年 for your first 12 months with 高息支票 on balances up to $20,000.

潜在收入超过 1年

1.25%年 ___美元
0.15%年 ___美元
0.01%年 ___美元
0.01%年 ___美元

† First 12 months of earnings of up to $1,000 based on meeting requirements for qualifying transactions to earn 5%年 on account and carrying $20,000 daily balance for 12 months. Further year earnings based on meeting requirements for qualifying transactions to earn 2%年 on account and carrying $20,000 daily balance over 12 months. Potential earnings with an 元素 高息支票 Account are estimates based on published rates current as of 6/1/2024 and subject to change without notice. Calculator is designed with certain limits and is for illustrative 目的. Potential earnings with accounts from other financial institutions are estimates based on rates of the financial institution's featured website as of 10/17/2022.

  1. 1 Promo 5 高息支票 (Promo HINT) is a 高息支票 account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (年) on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended 年 ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年 which is variable and may change at any time. 利率 are accurate as of June 1, 2024. On the first day of the month following the account opening anniversary month, the Promo 5 高息支票 (Promo HINT) 年 will automatically convert to the then current non-promotional 高息支票 account 年 which is variable and may change at any time without notice. Current 高息支票 account holders, Promo 4 高息支票 account holders and those with any 高息支票 accounts closed less than 180 days are not eligible. An existing 高息支票 account cannot be converted to the Promo 5 高息支票 (Promo HINT) account. Limit one Promo 5 高息支票 (Promo HINT) account per person. Other qualifications may 应用程序ly. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.
  2. 2 Based on asset size as of 12/31/2022.